Ought i most use the funds from loans Monte Vista a house Security Financing TB having some thing?

The whole quantity of a house Guarantee Mortgage TB try a financing your purpose, for example there aren’t any conditions to help you file one mission additionally the money from your house Guarantee Financing TB could be utilized at your only discretion. The sole exclusion are a posture when you use the house security mortgage to repay almost every other financing in this instance you must pay back the individuals financing and you may any remaining a portion of the mortgage can be used for any mission.

What’s the difference between the user financing TB while the House equity mortgage TB ?

An individual Mortgage TB a loan with an intention speed out of 5.9 % p. a. and you will maturity months max. 8 ages,

Your house Security Loan TB a loan with an interest rates out-of 2.59 % p. a good. with 1 year fixation and you may maturity 20 years.

Is it possible to repay our home Security Financing TB very early?

Sure, the home Security Financing TB may be paid early, even in place of a charge, on the date of one’s stop of one’s repaired-attract months. A customer can also promote an amazing put one time per year doing the fresh 20 % of financing prominent without one charges. Plus these selection, the expenses off early payment must not go beyond step one % of the early paid down matter on the construction financing.

Just what conditions carry out I need to see easily need to grab a property Collateral Financing TB ?

• minimal many years 18 decades,
• papers out-of newest web month-to-month income away from 500 EUR or maybe more,
• financing as much as as much 80 % of the bound property,
• maximum payment age of 20 years,
• an option to use a portion of the mortgage to invest charge (financing payment and you will guaranteeing specialist analysis of your flat thanks to Tatra banka),
• pledging of homes property while the safeguards.

Will there be any insurance coverage available easily in the morning not able to pay back the house Collateral Financing TB ?

Sure, there was. For the collaboration into UNIQA insurance carrier you could potentially program this new pursuing the through phone provider Dialogue Real time or in Tatra banka part:

• insurance coverage of your ability to pay back that loan, that may make you confidence in case there is unanticipated situations one to usually prevent you from persisted to repay the loan,
• possessions insurance coverage as you are able to program according to your circumstances.

Exactly what are the repaired interest rate options of the home Security Financing TB ?

The option of a fixed interest is obtainable for one, dos, 3, 5, 7 and 10 years or the entire loan fees period.

At the very least a couple months until the prevent of your own repaired notice price several months we are going to contact your in writing and you will allow you to understand the brand new rate of interest therefore the this new fixed interest period. You can select, whether your:

• deal with brand new interest rate therefore the repaired-rates months,
• undertake the deal to give or reduce the newest repaired-rates months and the relevant rate of interest.

How come brand new consultation when you look at the Tatra banka go-ahead whenever attracting the brand new financing? What takes place during the earliest appointment?

Visit is the first rung on the ladder to get the financing. Plan a date for the conference via Dialog Alive *1100. Our very own home loan bankers is actually credit positives. You will see regarding the done promote regarding mortgage activities at the original appointment then it would be your decision to mix the credit to suit your new house, car loan, cottage otherwise assets refurbishment.